Mengapa Perlu Baca Buku Orang Yang Dah Bankrupt?

Assalamualaikum sahabat semua,

Pada petang tadi saya dikunjungi oleh bekas bos saya yang sekarang ini telah pun menjadi tauke dalam bidang permesinan mekanikal.Kalau dulu kami sering sangat memancing bersama di kolam dan laut tetapi sekarang ni masing-masing terlalu sibuk dengan hal masing-masing.Apabila berjumpa dengan saya dia bertanya kepada saya "Kenapa membaca buku orang yang dah bankrup?".Saya pun terkejut jugak takkan lah Robert Kiyosaki telah bankrup.Saya pun tak tau.Hehe.Jadi saya pun berkata yang banyak ilmu-ilmu Robert yang boleh saya pakai dan guna dalam hidup.Bab bankrup tu saya tak dapat nak ulas dengan lebih lanjut pasal saya tak tau pun dan malam ni saya pun buka internet dan membaca perihal Robert yang telah bankrup ni.Saya berterima kasih kepada bekas bos saya ini kerana bertanyakan hal ini.Kalau dia tak tanya sampai ke sudah saya tak tau hal ini.Terima kasih Sabri.

Robert Kiyosaki

Donald Trump

Warren Buffett

Saya juga bertanya kepada Aziran pada petang tadi betul ka Robert dah bankrup.Ulasan yang saya dapat dari Aziran adalah "Sebenarnya memang bagus untuk kita belajar dari seorang yang dah pernah bankrup pasal mereka inilah yang akan kembali memulakan perniagaan dan belajar dari kesilapan mereka untuk lebih berjaya dari apa yang mereka dapat sebelumnya".Saya pun berfikir logik jugak pendapat Aziran ni.Saya pun teringat kembali tentang pengajaran yang Robert beritahu bahawa kita perlu membuat salah dalam perniagaan dan kemudian bangun semula dengan tekad untuk tidak lagi mengulangi kesalahan itu dan belajar tentangnya.Jika kita di sekolah kita diajar supaya membulatkan jawapan yang betul sahaja tetapi dalam perniagaan lebih banyak jawapan salah yang kita bulat lebih bagus untuk kita belajar dan berfikir.Tapi fakta ini memang logik kerana sampai sekarang saya teringatkan jawapan salah yang saya bulatkan yang membuatkan saya dapat B dalam matematik.Hanya kerana 1 soalan ni salah saya dapat B.Kalau la saya jawab betul sudah tentu saya dapat A.Semua jawapan yang betul tidak pun saya ingat tapi jawapan yang salah inilah yang saya masih ingat sampai sekarang.Aziran juga mengulas bahawa Donald Trump dan Warren Buffett juga pernah bankrup dan mereka bangun kembali sehingga apa yang kita ketahui tentang mereka ini sekarang.

Sila baca komen dari Robert Kiyosaki berkenaan kes dia bankrup ni kat bawah.Artikel ini ditulis oleh Robert sendiri dalam webnya www.richdad.com.

Rich Dad Isn’t Bankrupt Dad

That’s what Corporations are designed to protect

If you are planning to get rich, please read this blog BEFORE you get rich

It’s another day of work as a Capitalist where lessons are learned daily. My Rich Dad always told me, “It’s not how much money you make, it’s how much money you keep. Money without financial education is money that will soon be lost. Just look at all the retired athletes and lottery winners…broke!”

My rich dad was right. In these desperate times, I am again learning how important corporations are to the rich and those planning on becoming rich.

Now more than ever, if you have money, people will come after you. I am going through this right now. If you’re planning to get rich, read this blog; it could save you a lot of time, money and protect you from lawsuits.

My rich dad played the game with intelligence and experience. He did it through corporations—the biggest secret of the rich.

My rich dad did not see Robin Hood as a hero. He called Robin Hood a crook.

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I remember in school being told the story of Robin Hood and his Merry Men. My teacher thought it was a wonderful story of a romantic hero who robbed from the rich and gave to the poor. My rich dad did not see Robin Hood as a hero. He called Robin Hood a crook. Now the rich fight the evils of Robin Hood with the protection of corporations.

The rich don’t play by the same set of rules. Even back in the days of the sailing ships, the rich knew about corporations. Back then, the rich created the corporation as a vehicle to limit their risk to the assets of each voyage. The rich put their money into a corporation to finance the voyage. The corporation would then hire a crew to sail to the New World to look for treasure. If the ship was lost, the crew lost their lives, but the loss to the rich would be limited only to the money they invested for that particular voyage. Their newly formed corporation existed SEPARATE from and unrelated to their personal finances.

It is this knowledge of the legal corporate structure that really gives the rich a vast advantage over the poor and the middle class. Corporations have many strategies and options to protect the rich from Robin Hood as well as the taxman. In some cases those strategies may include bankrupting the corporation. This is one tool for protection from Robin and his Merry Men.

What many people don’t know is that a corporation is not really a thing. A corporation is merely a file folder with some legal documents in it, sitting in some attorney’s office and registered with a state government agency. It’s not a big building or a factory or a group of people. A corporation is merely a legal document that creates a legal body without a soul.

Using a corporation, the wealth of the rich is once again protected. The protection is not just from Mother Nature’s disasters, but from the desperate Robin Hoods trying to steal the riches of the wealthy.

Without knowledge, the world will push you around.

Knowledge is power. And with money comes great power that requires the right knowledge to keep it and make it multiply. Without that knowledge, the world pushes you around.

Once I had this knowledge of the power of money working for me, Rich Dad wanted me to be financially smart and not let anyone or anything push me around. If you’re ignorant, it’s easy to be bullied. If you know what you’re talking about, you have a fighting chance. That is why he paid so much for smart tax accountants and attorneys.

His best lesson to me was: “Be smart and you won’t be pushed around as much.” He knew the law because he was a law-abiding citizen, and more importantly, it was expensive to not know the law. “If you know you’re right, you’re not afraid of fighting back,” even if you are taking on Robin Hood and his band of Merry Men. It’s better to be Rich Dad with a bankrupt corporation than to let the desperate Robin Hood destroy you.

Protection from lawsuits

We live in a litigious society. Everybody wants a piece of your action. The rich hide much of their wealth using vehicles such as corporations and trusts to protect their assets from creditors. When someone sues a wealthy individual, they are often met with layers of legal protection and often find that the wealthy person actually owns nothing. They control everything, but own nothing.

The poor and middle class try to own everything and lose it to the government or to fellow citizens who like to sue the rich. They learned it from the Robin Hood story: Take from the rich, and give it to the poor.

It is not the purpose of this blog to go into the specifics of owning a corporation. But I will say that if you own any kind of legitimate assets, I would consider finding out more about the benefits and protection offered by a corporation as soon as possible.

There are many books written and courses offered on the subject that will detail the benefits and even walk you through the steps necessary to set up a corporation. They provide wonderful insight into the power of personal corporations.

As part of your overall financial strategy, I recommend that you learn about the protection that legal entities can provide for businesses and assets... And do it BEFORE you get rich!

You may have heard or read news articles that “Rich Dad, Poor Dad” author Robert Kiyosaki is bankrupt. That is, of course, what sells in media. The truth is, one of his companies Rich Global LLC, was the one that filed corporate bankruptcy. There is a big difference between personal and corporate bankruptcy.

Rich Global LLC filed for Chapter 7 bankruptcy protection after Learning Annex, which had promoted him for speaking engagements, won a nearly $24 million judgment. At that time, Rich Global LLC was already inactive, with just a few millions left. Mike Sullivan, CEO of Kiyosaki’s Rich Dad Co., explained: “The dealings we had with Learning Annex were with a company that hasn’t been in business for a number of years…I am not surprised Learning Annex is upset and angry, the money doesn’t exist in that company, and we can’t bring money out of the group.”

In other words, filing corporate bankruptcy was a shrewd business strategy. As Robert himself explained: “In these desperate times, I am again learning how important corporations are to the rich and those planning on becoming rich.”

He said: “Now more than ever, if you have money, people will come after you. I am going through this right now…My rich dad played the game with intelligence and experience. He did it through corporations—the biggest secret of the rich.”

His corporation shielded his personal fortune from what he described as a crooked Robin Hood who want to steal from the rich like him.  He said: “It’s better to be Rich Dad with a bankrupt corporation than to let the desperate Robin Hood destroy you.”

Robert explained further: “We live in a litigious society. Everybody wants a piece of your action. The rich hide much of their wealth using vehicles such as corporations and trusts to protect their assets from creditors. When someone sues a wealthy individual, they are often met with layers of legal protection and often find that the wealthy person actually owns nothing. They control everything, but own nothing.”

This is a similar strategy of Donald Trump. As he himself clarified, he never declared personal bankruptcy. But four of his companies did.

Is it legal? Yes. Is it wrong? Possibly. But just ask yourself if you own a corporation and your corporation got sued and ordered to pay more than what it owns, will you pay out of your personal assets?

Whatever your opinion is, does this invalidate the principles in the Rich Dad book series? Certainly not.

Di atas penjelasan robert ini jadi kita boleh rumuskan bahawa mereka yang kaya sebenarnya melindungi kekayaan mereka dengan menggunakan nama syarikat.Yang bankrup hanyalah syarikat dan yang sedihnya beribu pekerja dalam company tu juga akan kehilangan kerja.Saya tidak kasihan kepada Robert tetapi kasihankan pekerjanya yang mungkin kehilangan sumber pendapatan.Di atas sebab hendak menjaga harta daripada tax dari kerajaan dan orang miskin yang berlagak Robin Hood yang suka menyaman orang kaya maka mereka menyimpan harta mereka di negara persisir pantai dan mempunyai akaun di bank Switzerland.

Bagi saya sendiri adalah tidak bijak untuk belajar tentang law ni semua sekarang.Yang penting kita kena jadi kaya dulu barulah praktikkan law untuk jaga harta benda kita.Kita khatamkan dulu ilmu perniagaan, marketing dan akaun kemudian barulah kita belajar tentang law ni semua.Itupun sebenarnya kita hanya boleh mengupah peguam yang bagus sahaja untuk menjaga harta benda kita dari Robin Hood ni.

Wassalam.